EFFECTIVE DATE: September 1, 2010 All rates and fees listed were accurate as of the date shown above and are subject to change. Please call any office of Safe 1 Credit Union or (661) 327-3818 to obtain information regarding current rates and terms.Loan Rate Schedule
SUB-ACCOUNT TYPE CREDIT SCORE RANGE MAXIMUM TERM (MOS) ANNUAL PERCENTAGE RATE(APR) DAILY PERIODIC RATE New Auto 730+ 60 3.99% 0.010932 730+ 72 4.49% 0.012302 730+ 84 4.99% 0.013672 690-729 60 5.49% 0.015042 690-729 72 5.99% 0.016411 690-729 84 6.49% 0.017781 650-689 60 6.99% 0.019151 650-689 72 7.49% 0.020521 620-649 60 9.99% 0.027370 620-649 72 10.49% 0.028740 600-619 60 11.99% 0.032850 <600 60 14.99% 0.041069 Used Auto 730+ 60 4.49% 0.012302 730+ 72 4.99% 0.013672 730+ 84 5.49% 0.015042 690-729 60 5.99% 0.016411 690-729 72 6.49% 0.017781 690-729 84 6.99% 0.019151 650-689 60 7.49% 0.020521 650-689 72 7.99% 0.021891 620-649 60 10.49% 0.028740 620-649 72 10.99% 0.030110 600-619 60 12.49% 0.034220 <600 60 15.49% 0.042439 New Boats, 730+ 180 7.99% 0.021891 New Motorcycles, 690-729 180 9.49% 0.026000 New Motorhomes, 650-689 180 10.99% 0.030110 New Trailers, 620-649 180 13.99% 0.038329 New Jetskis 600-619 180 15.99% 0.043809 <600 180 18.99% 0.052028 Used Boats, 730+ 120 8.99% 0.024631 Used Motorcycles, 690-729 120 10.49% 0.028740 Used Motorhomes, 650-689 120 11.99% 0.032850 Used Trailers, 620-649 120 14.99% 0.041069 600-619 120 16.99% 0.046548 <600 120 19.99% 0.054768 SafeLine or 730+ Revolving 12.99% 0.035590 Overdraft 690-729 Revolving 14.49% 0.039699 Line of Credit 650-689 Revolving 15.99% 0.043809 620-649 Revolving 18.99% 0.052028 600-619 Revolving 20.99% 0.057507 <600 Revolving 23.99% 0.065727
PAYING INTEREST: Interest will be charged from the transaction date for all sub-account types listed.
FEES AND CHARGES AMOUNT Late Charge 5% of the payment due Extension Fee $28.00 per extension
Porterville Office
