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To Rewards or Not to Rewards!
Effective as of March 1, 2025| MASTERCARD PLATINUM | MASTERCARD PLATINUM REWARDS | |
|---|---|---|
| Cardholders | Single or Joint Accounts, and Authorized Users | Single or Joint Accounts, and Authorized Users |
| Credit Limits | Up to $25,000 | Up to $25,000 |
| Annual Fee | None | None |
| Balance Transfer Fee | None | None |
| 25-Day Grace Period on All New Purchases | Yes | Yes |
| Identity Theft Protection | Yes | Yes |
| Mastercard 24-Hour Worldwide Service | Yes | Yes |
| Online Account Management | Yes | Yes |
| Rewards Points | No | Yes, earn 1.5 Reward Points for Every Net $1.00 Spent |
| Annual Percentage Rate (APR)* | 12.00% - 19.75%** | 14.00% - 21.75%** |
*APR will vary with the market based upon the Prime Rate. Rates are applicable for purchases, balance transfers, and cash advances.
**Rates and terms will vary based upon credit worthiness of individual applicants.
Additional Information
Please note some restrictions may apply to Mastercard features and benefits, and are subject to change. Specific disclosures and limitations will be provided upon approval of application.