Personal -
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Travel, new furniture or home maintenance?
- Lines of credit available up to $20,000
- Competitive rates
- Convenient payment options
Personal Loan
Get funds for a one-time purchase or expense.
Personal Line of Credit
Make an advance via online banking, the Safe 1 mobile app, contacting the Call Center, or visiting any branch location.
Effective as of March 1, 2025| LOAN TYPE | ANNUAL PERCENTAGE RATE (APR) | MAXIMUM TERM (IN MONTHS) | ESTIMATED PAYMENT PER $1,000 BORROWED |
|---|---|---|---|
| Personal Loan | 7.90% - 16.90% | 12 | $86.94 - $91.16 |
| 8.90% - 17.90% | 24 | $45.64 - $49.88 | |
| 9.90% - 18.90% | 36 | $32.22 - $36.61 | |
| 10.90% - 19.90% | 48 | $25.80 - $30.38 | |
| 11.90% - 20.90% | 60 | $22.19 - $27.00 | |
| Personal Line of Credit* | 15.24% - 26.24% | Revolving | Revolving |
* The Annual Percentage Rate (APR) will vary with the market, based upon Prime Rate.