Privacy Policy
WHAT DOES SAFE 1 DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose who they share your personal information. Federal law gives consumers the rights to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, protect your personal information. Please read tis notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Name and address
- Social Security number
- Account balances and payment history
HOW?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Safe 1 Credit Union chooses to share; and whether you can limit the sharing.
| Reasons We Can Share Your Personal Information | Does Safe 1 Share? | Can You Limit This Sharing? |
|---|---|---|
| For our every day business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes - information about your credit worthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| What We Do | |
|---|---|
| How does Safe 1 Credit Union protect my personal information? | To protect your personal information from unauthorized use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Safe 1 Credit Union collect my personal information? | We collect your personal information, for example, when you: - open an account or deposit money - pay your bills or apply for a loan - use your credit or debit card We also collect your personal information from others, such as credit bureaus. |
| Why can't I limit all sharing? | Federal law gives you the right to limit only: - sharing for affiliates' everyday business purposes - information about your credit worthiness - affiliates from using your information to market to you - sharing for nonaffiliates to market to you State laws and individual companies may give you additional right to limit sharing |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. - Safe 1 Credit Union does not share with affiliates |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial or nonfinancial companies. - Credit bureaus |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products and services to you. - Safe 1 Credit Union does not share with other financial companies |
| To Limit Our Sharing | |
|---|---|
| How do I limit sharing of my personal information? | Contact our Call Center at the toll-free telephone number shown below and ask to "opt-out" of information sharing. |
Questions?
Call toll free (877) 723-3128 or visit us at safe1.org
Effective 3/10/2017